Day 11: Meet The Little Monsters

“In the inner courtroom of my mind, mine is the only judgment that counts.” ― Nathaniel Branden, Six Pillars of Self-Esteem

Katinka’s Gang

Those that suffered insomnia know the emotional torture an avalanche of thoughts produces. Imagine sitting the in midst of overbearing family members, while they outpour opinions and ideas about how you live your life. The conversations get louder, the emotions bigger and sleep more distant.

Years back, when my insominia started streching into months, I sought help, where I always do, in books. In The Sleep Book by Guy Meadows, a woman explained how she started taking attendace of the monsters that visited her at night, just as a teacher would her students. She was able to mentally separate her emotions and inner critics from her own self. An awesome, albeit wacky, mental trick. This is a clever strategy not just to separate the pervasive thoughts from the self, but to sort them, accept them and move on.

The more concrete these monsters became, the more I could listen to what they have to say, accept it and then let it go. This cut the stress cycle in its tracks.

Katinka’s gang is adorable and colourful. They balloon up or shrink down depending on how persistent they are. The abnoxious leader is Katinka, who follows me around to constantly proclaim “You’ll fail baby! Give up before embarrasing yourself.” For whatever reason she has too much makeup on, bordering on warpaint levels.

The others don’t have names, only colours. Unimaginatively, blue is the sad one. He (don’t ask why he’s male) is just this bundle of sadness that sometimes grows into this huge fat blob that I just want to disappear into.

Unlike Katinka’s opressive hot-pink colour, there is the soft pastel-pink monster who made quite the presence when lovesickness hit me hard. By the way, it is not lost at me how pathetically predictable the colour choice is.

The yellow one plans castles in the sky without taking a breath in between.

Suspiciously missing here is the monster that is kind to me.

Day 8: Ploughing Through When the Motivation Wave Crashes

“The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” – Thomas A. Edison

Stick-to-itiveness Struggle: Setting up a Financial System

Katinka is too loud and clear today for my taste.

“This is all a waste of time and you shall fail”.

“Do people really want to read about how you’re managing your finances? Oh look at me, I entered a number in a spreadsheet!!” – Eye roll.

The joke is on her though, even if I only write this one line, then it is a tiny step forward. I can see her wrinkling her cute button nose and shrugging her shoulder in a “Whatever!” manner.

Most pressing right now is establishing a solid financial system. Divorce is looming around the corner.

  1. Learn the current status
    • Current account balances
    • Mortage & utilities
    • Recurrent costs (subscriptions)
    • Investments
    • Insurance payments
    • Personal spending including food and clothing
    • Expected monthly income
    • Apartment market value
  2. Comb-through iteration:
    • Can any recurrent costs be reduced or eliminated?
  3. Setup a transaction table.
    • List the flow of money among accounts and the outside world.
  4. Check insurance status – are we reasonably insured?
    • List current insurances.
    • Contact for current conditions.
    • Check if the premium can be reduced.
  5. Divide income into reasonable budgets for:
    • Mortage & utilities
    • Recurrent costs (subscriptions)
    • Emergency funds for:
      • Income failure (3 – 6 months)
      • Large/expensive household items or appliances
      • Mobility repairs (car/bike)
      • Apartment repairs
    • Saving funds for:
      • Vacation(s)
      • Replacing household items/furniture
      • Children
    • Investments
    • Retirement
    • Insurance payments
    • Personal Bugets
      • Food
      • Clothing
      • Fun
  6. Future projection – where will the following be in 5 years, 10 years and 20 years:
    • Mortgage
    • Apartment value
    • Investments
    • Retirement plans
  7. Generate additional sources of income

I am still establishing tiny habits for item 1. The rest will come.

There you go Katinka. I wrote something and put a vote for a stick-to-itive me. I counter your eye roll with a silly toungue sticking out.